Planning

Medicare Basics

2019 COLA Adjustment Announced

The Social Security Administration has announced the 2019 Cost of Living Adjustment for benefit recipients. It is 2.8% with the adjustment affecting benefits payment starting December 29.

Tax Changes in 2018 & 2019

Quick Reference Guide for 2019 and 2018 Federal Taxes

The following guide includes many of the most important federal tax amounts for 2019 and compares them to the amounts currently applicable for 2018 tax returns.

Federal Income Tax Rates

IRS Announces 2019 Retirement Plan Limits

The Internal Revenue Service has announced cost-of-living adjustments for 2019, which affect dollar limitations for retirement plans and other retirement-related values. Almost all limits increased from 2018 to 2019. 

The 2019 limits are as follows:

401(k) Deferral Limit – Increase from $18,500 to $19,000

ERISA Bonds vs. Fiduciary Insurance

With so much attention lately on fiduciary duty, as well as the surge of fiduciary litigation this past year, plan sponsors would be wise to explore their insurance options. While the ERISA fidelity bond (also referred to as a “fidelity bond” or “ERISA bond”), is required for all plans, there are other options as well.

A Minimalist Lifestyle

Simplifying your life isn’t about your possessions — it’s about value.

Easy in Theory, Difficult in Practice

On the Difficulty of “Buy and Hold” and the Importance of a Financial Advisor

Roughly 60 miles east of Portland, Mount Hood is the most visited snow covered peak in America. Despite rising 11,240 feet into the skies of northern Oregon, it is considered a “beginner’s mountain” with over 10,000 climbers reaching the summit each year.

Hate Making Financial Decisions? Here's Why

It turns out using your head is not the right advice...

The New Tax Law and Your Retirement Plan

After many rounds of negotiations, Congress passed the Tax Cuts and Jobs Act on December 20th, 2017.  Though retirement plan limit reductions were included in many iterations of the bill, the ultimate effect on qualified plans was relatively minimal.  There are two items of note that were included in the new law affecting loan repayments and IRA conversions.

Top Five Regrets of The Dying

As a comprehensive financial planner I often engage clients in discussions about working toward aligning their deepest held values with their practical goals. The aim being to live a better more fullfiling life and being sure that all your daily efforts are working towards meaningful outcomes.

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