Who Makes How Much in America Today

Here's you Friday afternoon feel-good statistic:

In order to be in the top 10% - you need an annual salary of $90,000 and above.

In order to be in the top 5%, you need an annual salary of $130,000 and above.

In order to be in the top 2%, you need an annual salary of $195,000 and above.

Why You Should Hire A Financial Planner

Even if you're not rich....

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"I Am Only Passionately Curious" -- Albert Einstein

In one famous quote, Albert Einstein explained his genius when he famously said, "I have no special talents. I am only passionately curious."

Top leaders have what's called "Applied Curiosity." 

Bond Market Still Dismal Worst Since 1960's

The core bond fund index has returned +1.7% per year over the last 5 years.  Barely keeping up with inflation over the same period. Add in taxes and you've lost money...Ugh.

Volatility - What To Keep In Mind

Stocks were down another 1%-2% today. Yikes! Here are some things to keep in mind before your panic response kicks fully in...


Facebook Gets An 'F' In Crisis Management

Facebook's handling, so far, of the data sharing scandal is unsurprisingly pathetic. Mark Zuckerberg and Sheryl Sandberg are blowing it. Maybe they are too young to remember how Tylenol handled a similar crisis. To get the full story of their ineptitude, and its consequences for our democracy, check out Prof. Scott Galloway's vlog commentary here.


The New Tax Law and Your Retirement Plan

After many rounds of negotiations, Congress passed the Tax Cuts and Jobs Act on December 20th, 2017.  Though retirement plan limit reductions were included in many iterations of the bill, the ultimate effect on qualified plans was relatively minimal.  There are two items of note that were included in the new law affecting loan repayments and IRA conversions.

Facebook Caught Again - Are You Surprised?

Facebook shares are taking it on the chin today as the Cambridge Analytica story unfolds and we learn just how insecure our Facebook data has been. The mainstream press has — as usual — understood only parts of what’s happening here. It’s actually worse than the press is saying. 


How's Your Media Diet?

How to balance your media diet....



Why Do We Act This Way??

Know thyself,  Socrates said.  Below are some of the many reasons why we humans behave the way we do in making decisions. And in the field of investing, making poor decisions can be ruinous.


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